By registering for an NPJ Program, you acknowledge and agree to the following terms:

1. No Refunds: All registration fees are non-refundable. Once payment is received, there will be no refunds issued for any reason, including, but not limited to, Program cancellation, injury, absence, or non-participation.
2. Program Insurance: We strongly encourage you to consider purchasing insurance for participation in any NPJ Program. Insurance can provide protection if an athlete or team is unable to attend a Program due to unforeseen circumstances such as illness, injury, or emergencies, and may help recoup registration costs. While NPJ does not provide cancellation insurance, we have facilitated an opportunity for you to do so through Vertical Insure. You can purchase insurance coverage through Vertical Insure during Program registration or by visiting https://threestep.com/sportsinsurance/
3. Acknowledgment: By completing the Program registration process, you confirm you have read, understood, and agreed to the terms of this Policy.